Fairness, which is typically called actual property value in economics, is the sum of money a home is price primarily based upon market value and minus the amount of money the homeowner owes in mortgage. A propertys fairness can enhance because the home-owner pays off extra of the debt and/or if the property value appreciates. [...]

Debt Collection Co A debt collection company is never good news for your credit file. If a lender has given up wasting resources on chasing your debt and has recruited a debt collector, credit bureaus will be informed. This kind of entry on your report makes other lenders very nervous about your borrowing credentials. Missed/Late [...]

Thanks to the credit crunch we could all do with a helping hand when it comes to getting a loan or a better rate on your credit card. How to Better Your Credit Score will explain how you can take simple steps to getting the cheapest loans. Step 1: Get Credit Unlikely as it may [...]

No 1 – Other occupants can ruin your rating Unless you share an account or mortgage with your kid sister, your uncle Wally or anyone else you happen to live with, your credit rating will not be affected by the people you see over breakfast. This is also true for partners, spouses and housemates. No [...]

Your chances of securing a loan will depend on how attractive you appear to lenders. How well you dress and how you wear your hair are not the type of things that attract lenders (although this can be important for face to face contact), instead what really gets their motor running is your credit credentials. [...]