Most home insurance policies will cover you against the cost of flood and storm damage. You should always have buildings insurance which covers you against the costs of repairing, or in the worst case, rebuilding your home, but you would be sensible to take out contents insurance as well if you wish to protect the [...]

A house fire is among all of our worst nightmares, and the effects can be devastating. It is essential that you have home insurance to rebuild or repair your home in the event of a fire, but of course people cannot be replaced so easily. Even where no injuries occur, a fire can be very [...]

Contents insurance is a type of home insurance. Your belongings that are not actually a part of the physical structure of your house are not protected by buildings insurance, which is usually compulsory if you need to take out a mortgage. Contents insurance is there so you do not have to pay all the costs [...]

It is very difficult to make your house totally burglar proof, but there are many things you can do to reduce the likelihood that you will be targeted. Suitable home insurance, including both buildings and contents insurance, will offer you protection against financial losses associated with replacing or repairing anything that is stolen or damaged. [...]

Most mortgage lenders require you to have at least buildings insurance, but the chances are you will want full home insurance including contents insurance. However, you may not be aware that if you fail to maintain your home properly then you run the risk of invalidating your policy leaving you to foot the bill for [...]